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Rightsizing Savings Calculator

See exactly how much you could save — monthly and over the next 20 years — by moving into a right-sized home.

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Your Current Home

What you're paying now
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Your Right-Sized Home

What you'd pay after moving
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The equity freed up from your sale can be invested. This rate estimates how that grows over time.

Your Total Projected Savings Over 20 Years
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Including monthly housing savings + investment growth on freed equity

$0 Monthly Savings
$0 Annual Savings
$0 Equity Freed
$0 Investment Growth

🎉 Your rightsizing savings estimate is ready!

$0
estimated monthly savings

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Current Monthly Costs
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Total / Month -
New Monthly Costs
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Cumulative Savings Projection
1 Year-
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💡 Tips for Getting Accurate Numbers

Home Value Check Zillow or Realtor.com for a quick estimate, or ask a local agent for a free CMA (Comparative Market Analysis).
Property Tax Find your annual tax bill and divide by 12. In Utah, rates typically run 0.5–0.7% of assessed value per year.
Maintenance Costs A good rule of thumb: budget 1% of your home's value per year for maintenance. Older homes often need more.
Investment Return A conservative estimate is 4–6% annually in a diversified index fund. Adjust based on your risk tolerance.
Freed Equity This is roughly: (Current Home Value) minus (New Home Price) minus (Remaining Mortgage Balance) minus (Selling Costs ~6%).
New Mortgage Use a mortgage calculator to estimate. With equity from your sale, you may be able to buy your new home outright!